Monday, April 24, 2017



4/8/17: Albany Agrees to Resurrect the 421-a Tax Exemption Albany has come to an agreement on that includes resurrecting the 421-a real estate tax exemption, with a vote on the full State budget expected today. There is no acceptable reason that everyone should be expected to pay their taxes, except for luxury real estate developers. Taxpayers and tenants should be outraged.

3/30/17: More Evidence That 421-a Can Wait The important debate around the 421-a tax exemption may come to a head in Albany by Friday, but an article in yesterday’s Crain’s New York makes clear that new development is moving ahead either way, a fact that should change the debate.

3/23/17: Dump Trump’s unaffordable N.Y. real estate tax break, aka 421-a If you want to know who really benefits from the real estate tax abatement known as 421-a, look no further than a lawsuit filed by then-developer Donald Trump 36 years ago, which to this day inflicts this unaffordable burden on New York City, costing $1.3 billion this year alone in foregone property taxes. A New York Daily News Piece by Brooklyn Assemblywoman Latrice Walker and Brooklyn State Senator Kevin Parker.

3/7/17: The First Attack on Public Housing The Trump budget cuts to New York City have begun, as the Wall Street Journal today announced a sudden $35 million cut to New York City Public Housing. This could be the first of far more severe cuts to come, as New York City’s budget and the needs of our most vulnerable residents are targeted.

2/21/17: Bad Landlord, Bad Lending Continued Signature Bank continues to finance known bad-actor landlord Ved Parkash

2/16/17: Focus on Economic Issues Is Necessary To Citywide Equity ANHD applauds Mayor de Blasio’s call for more good jobs in the City in this year’s State of the City address.

2/13/17: What Happened To Housing Development When 421a Was Suspended? An ANHD White Paper, February 2017 The real estate industry has long claimed that the 421a tax exemption is absolutely necessary to get new rental housing built in our City and that this justifies the enormous cost of the program. But new data and recent reports from policy experts show this is not true. In fact, the 421a exemption likely has been making new housing development more difficult all along by inflating land prices.

2/8/17: Understanding REBNY’s New 421-a Tax Exemption Proposal In January 2017, a revised 421-a Tax Exemption, rebranded and given the title “The Affordable New York Housing Program,” was introduced and inserted into the proposed FY18 New York State budget. This version of the 421-a Tax Exemption is essentially an expanded and amended version of the expired June 2015 exemption that passed the legislature but with modifications intended to resolve the conflict created from a trade union wage provision that was inserted at the last minute, which subsequently led to legal complications and suspension of the exemption.

2/2/17: USBNYC and ANHD Support Yemeni and Muslim Small Business Strike United for Small Business NYC (USBNYC), a coalition convened by ANHD, supports Muslim bodega and grocery owners striking today in response to the “Muslim ban” executive order. USBNYC includes community organizations from across New York City fighting to protect New York’s small businesses and non-residential tenants from the threat of displacement, with a particular focus on owner-operated, low-income, minority and immigrant-run businesses that serve low-income, immigrant, and minority communities.

1/19/17: ‘Fight’ Over Zoning Reform Should Be About Jobs, Not Industry Interests Tuesday’s Crain’s story on the expected fight between the self-storage industry and City Hall announces industry efforts to weaken City industrial policy. The article recognizes the delay on crucial land use reforms yet improperly frames the state of current industrial policy. The City’s focus on the industrial and manufacturing sector to advance economic equity is the result of extensive research and assessment on the subject. The Mayor’s 10-Point Industrial Action Plan aims to support the creation and sustainability of good paying industrial jobs by limiting non-industrial uses through zoning reform.

1/17/17: Welcoming the Mayor’s New Housing Economic Development Team Today, Mayor Bill de Blasio announced new commissioner appointments to lead his Housing and Economic Development team. The new commissioners will lead the critical task of shaping the direction of housing, land use, and job growth of NYC neighborhoods for the next phase of the de Blasio Administration.

1/11/17: ANHD Opposes the Nomination of Dr. Ben Carson as Secretary of HUD Statement to Senators Charles E. Schumer and Kirsten G. Gillibrand to reject Dr. Carson’s nomination. Dear Senator Schumer and Senator Gellibrand: The Association for Neighborhood & Housing Development, Inc. urges you to reject the nomination of Dr. Benjamin Carson for the position of Secretary of the U.S. Department of Housing and Urban Development.


12/13/16: Bad Landlord, Bad Lending Last week, tenants living in a portfolio of 20 buildings in the Lower East Side owned by the notorious landlord Rafael Toledano took to the streets, accompanied by elected officials and a brass marching band, and marched from the headquarters of Madison Realty Capital to Signature Bank to call them out for financing Toledano.

12/13/16: In Memoriam: Yolanda Luz Coca 1956 – 2016, The Heart of Our Movement The ANHD family mourns the loss of Yolanda Luz Coca, who passed away last week after a battle with cancer. Yolanda was a dedicated tenant organizer and an extraordinary person. Profoundly committed to her Catholic faith, Yolanda was the heart and soul of the anti-displacement struggle of her parish at St. Joseph Patron in Bushwick, Brooklyn.

12/8/16: City Announces First Step to Expand Manufacturing Jobs With Innovative Not-For-Profit Industrial Development Fund Mayor de Blasio took an important step towards more equitable economic development policy last year with the creation of the innovative Not-for-Profit Industrial Developer Fund. Today, the New York City Economic Development Corporation (NYCEDC) announced the selection of the first awardee under this model program, and the project demonstrates how the Mayor’s initiative can have an important impact on expanding quality manufacturing jobs.

11/22/16: #EqEDRisks16 Data Snapshot: Small Businesses The holiday season is upon us, which means the start of the most lucrative time of year for many businesses of all sizes. In an effort to bring some of these economic windfalls to local communities and main streets. Small Business Saturday has become a national phenomenon. As New Yorkers get ready to open their wallets for the holiday spending season, it’s a good time to look at what Small Businesses mean for NYC’s economy and how this varies by neighborhoods. As part of How is Economic Opportunity Threatened in Your Neighborhood?, ANHD analyzed the share of people employed by small businesses and the number of small business loans made available in 2015 across all of New York City’s neighborhoods.

11/10/16: Albany Gives Our Budget Away to REBNY as the City Faces Massive Loss of Federal Support The big real estate developers lobbying group, REBNY, announced a proposed new deal today to bring back the controversial 421a Developers Tax Exemption. As ANHD pointed out in a blog last week, the proposal is unconscionable on its face because it will give developers an additional 10-year exemption, on top of an already grossly excessive 25-year proposed exemption, creating a tax break that is unprecedented and unjustifiable on any fiscal or programmatic grounds – all at the expense of New York City taxpayers.

11/10/16: The Work We Begin Tomorrow To The ANHD Community, Words failed many of us Wednesday morning when we woke up to the reality that a nativist, misogynist, racist demagogue had won the Presidency of the United States. I know that we will each be processing this shocking news as individuals, families, organizations, communities, and as a city.

11/3/16: Industrial Action Plan One Year Later: What Has Moved and What Hasn’t On the one-year anniversary of Mayor de Blasio’s unveiling of the Industrial Plan, various critical components of the 10-Point Vision remains unfulfilled. While aspects of the plan have moved forward, others have either seen little progress or gone a different direction than the original intent.

11/2/16: Let’s Lift the Caps on Permits for Street Vendors After 30 years of waiting, many of New York City’s street vendors may finally be able to operate legally. United for Small Business NYC (USBnyc), a working group convened by ANHD, supports lifting the caps on permits for street vendors the proposed Street Vendor Modernization Act.

11/1/16: Defending Access to Banking Means Defending the IDNYC  The New York City-issued identification program – “IDNYC” – is a powerful tool meant to bring all New York City residents into the service mainstream and is an important statement of our shared municipal citizenship. Unfortunately, few banks have taken the step of allowing the IDNYC to be used as a primary ID, which has only continued the unnecessary marginalization of many immigrant communities in our city.

10/21/16: Administration Misses Manufacturing Use Group Reform Deadline  Almost one year ago, the Administration and the City Council, with the support of many of us in the economic development community, announced the Industrial Action Plan, a ten-point roadmap for strengthening the industrial and manufacturing sector, a growing source of middle-class jobs and entrepreneurial opportunity for New Yorkers in all five boroughs. Unfortunately, the Administration’s public stated October 15th deadline has passed, and the promise of use group reform remains unfulfilled.

10/7/16: Wait, What Impact Does the 421a Developers’ Tax Exemption Actually Have?  The 421a Developers’ Tax Exemption is the most important and most expensive New York City tax incentive that most people have never heard of, and has been an underlying fact of real estate development for the past 40 years.

9/30/16: Community Members explained what “OurBronx” means at Jerome Avenue Rezoning Hearing  Last night, hundreds of tenants, workers, business owners, and other local community members packed the Department of City Planning (DCP) scoping hearing for the Jerome Avenue Rezoning. Speaker after speaker expressed concerns about how the proposed rezoning would impact existing community members, and voiced skepticism as to whether, a year and a half into the process, the City was taking seriously the community’s concerns.

9/27/16: Dear New York Times Real Estate Section  Your front-page article this weekend, with the headline “Finding Washington Heights” and gauzy illustration of a beatific white woman framed in a sea of darker faces, went too far.

9/26/16: City Enacts New Small Business Protections  Today commercial tenants experiencing harassment are able to take legal action for the first time, thanks to a new law authored by Councilmember Robert Cornegy. This legislation, supported by ANHD and the United for Small Businesses NYC coalition, is the first step in a long road to creating real, meaningful commercial tenant protections and just part of a much needed, broader toolkit of small business supports.

9/22/16: ANHD Releases Interactive On-Line Data Map That Pinpoints Displacement  The tenant displacement crisis is at the center of neighborhood concerns and City policy focus. We cannot allow market forces to price and push out our City’s diverse communities. ANHD today released the Displacement Alert Project Map (the DAP Map) that, for the first time, presents key information in an interactive, easy-to-use map that local activists, service providers and policy makers have long needed.

9/21/16: In Memoriam: David Pagan, a lion of the community development movement  The ANHD family mourns the loss of David Pagan, who passed away yesterday after a short illness.

9/7/16:  What’s Going On With the Recent Rezoning News?  August is usually a quiet time for City policy news, but this past month two zoning and affordable housing struggles made headlines. One was the decision by Upper Manhattan Councilmember Rodriguez to block a vote on the proposed Sherman Plaza housing development, the other was a decision by Queens Councilmember Van Bramer to block a vote on the proposed Barnett Avenue affordable housing development in Sunnyside. The votes made news because they were unexpected, and because affordable housing issues are urgent.

8/9/16:  Upcoming “Collision” over BQX Overlooks Existing Manufacturing Land Use ChallengesAs Crain’s yesterday noted, the proposed Brooklyn Queens Connector (BQX) poses serious challenges to the industrial and manufacturing businesses along its potential route. However, the lack of zoning protections for manufacturing-zoned (M-zone) land leaves the future of the sector in jeopardy, regardless of whether or not the BQX moves forward.

8/3/16:  Regulators Finalize CRA Guidelines: Strong Emphasis on Economic Development.  ANHD congratulates the federal bank regulators for elevating economic development as an important area of banks’ Community Reinvestment Act (CRA) obligations.   For the past two years, ANHD has been advocating for the regulators and examiners to place more emphasis on this category and for banks to increase their CRA activity towards equitable economic development.

7/14/16:New Zoning Tool at 25 Kent But Broader Discussion of City Industrial Policy Needed. Today, the Council will vote on a new model of mixed industrial / commercial development in the Greenpoint-Williamsburg Industrial Business Zone. The project, 25 Kent Avenue, is the first to utilize the Industrial Business Incentive Area (IBIA) zoning tool, which combines required light manufacturing uses in exchange for office and commercial development.

6/26/16:NYS 421a Plan: More $ For Developers… Again. NY Senate 421a Proposal: More $ for Developers, Less for Residents: New ANHD Analysis Shows Just How Much 421a Costs NYers

6/23/16: ANHD Releases New Bank Report 2015.  ANHD Releases its annual New Bank report, analyzing how banks meet neighborhood credit needs and the local impact of the Community Reinvestment Act.

6/22/16:This Is What #EndDisplacement Looks Like. Tenant harassment is a growing crisis as more and more neighborhoods face a rising tide of speculative investment and active displacement pressure.

6/21/16:Council Takes First Step to Protect Small Businesses – More Protections Needed.The City Council took an important first step today to protect New York City’s small businesses and passed Intro 851 to curtail harassment of commercial tenants.

6/17/16: ANHD Statement on the State Housing Funding MOU.  The New York State budget passed on April 1st made a historic $2 billion funding commitment to take on the state’s worsening affordable housing and homeless crisis – pending an agreement among our representatives in Albany to a Memorandum of Understanding (MOU) for this funding.  With the MOU at a standstill, an advance release is being considered of $150 million. ANHD states that  a small, short-term measure would be a mistake that may prolong the process of negotiating a final agreement for the full $2 billion.

6/16/16:  What a Landlord Attorney’s Advice Reveals About Displacement.  Recent press  shared an attorney ‘s advice to landlords on how to actively and effectively pursue an agenda to get rent-regulated, low-rent tenants to move out. While the materials explicitly advise against harassment – they show that finding ways to get tenants to move out is an increasingly standard business modelBoth tenants and the City need effective tools – such as the Certificate of No Harassment – that change the harassment = profits equation for landlords.

6/14/16: NY Senate 421a Proposal: More $ for Developers, Less for Residents:  On June 14, new 421a legislation was introduced in the NY Senate that gives away more to real estate developers, requires less affordability, and leaves tax payers footing an even bigger bill.

5/26/16: ANHD’s 2016 At-Risk Affordable Housing Chart: Each year, this “risk chart” chart takes a variety of indicators of threats to affordable housing and lays them out at a community-district level in a user-friendly format.

5/25/16: New Industrial Zoning Model Passes City Planning Commission, but Questions Remain.  The City Planning Commission today voted to approve the amended application for a mixed industrial-commercial development at 25 Kent Avenue. But the amendments include a scaling back of the 14 block Enhanced Business Area (EBA) to a 1 block Industrial Business Incentive Area (IBIA) and other new requirements.

5/20/16: Announcing the Morgan Stanley / ANHD Community Development Fellowship Class of 2016/2017:  The ANHD / Morgan Stanley Community Development Fellowship to date has a 100% employment success rate. Winning host groups for the fifth cycle in 2016/17 are: Cypress Hills Local Development Corp.  West Side Federation for Senior and Supportive Housing, Cooper Square Committee, Ridgewood Bushwick Senior Citizen Center, Northfield Community Local Development Corp., Banana Kelly Community Improvement Association,  Chhaya Commmunity Development Corp.,  IMPACCT Brooklyn, and  Fifth Avenue Committee.

5/11/16:  Can We Stop Landlords Like Steve Croman?  New York City has an obligation to make sure that harassment doesn’t pay. A Certificate of No Harassment law would do just that.

5/10/16: Problems Remain with City’s Revised Industrial Re-Zoning Proposal.  The City’s plan to rezone 14 blocks of the Greenpoint-Williamsburg Industrial Business Zone has been scaled back to 1 block – the development site at 25 Kent Ave and the proposed zoning text amendment’s mixed used tool, the Enhanced Business Area (EBA), falls short of creating the space or opportunities necessary for industrial and manufacturing businesses to grow and create middle class jobs that New Yorkers need.

4/20/16: City Council Votes to Rezone East New York and Cypress Hills. Today, the City Council voted to rezone East New York and Cypress Hills, the culmination of a years-long process .  As the first of 15 neighborhood rezonings anticipated under the de Blasio Administration, both the process and outcomes of the East New York rezoning provide lessons for residents and community organizations throughout the city.

4/7/16:Pay Gap Tells Tale of Two Techs.  ANHD’s research found a major pay gap in the tech industry, with people of color earning as little as half as their white counterparts.  CLICK HERE for white paper.

4/1/16: Op-Ed on Importance of New Anti-Displacement Legislation.  Today’s op-ed in Gotham Gazette emphasizes the importance of passing legislation to create a new, citywide Certificate of No Harassment program. Co-authored by ANHD’s Benjamin Dulchin and Make the Road NY’s Javier Valdes, the op-ed states that creating a citywide Certificate of No Harassment program would prevent landlords with a history of harassment from accessing the renovation permits they need to bring in higher paying tenants.  

3/31/16:  East New York Zoning Vote Approaches. As early as next week, the City Council Land Use Committee is expected to vote on the rezoning plan for East New York/Cypress Hills, bringing the first of the 15 neighborhood plans proposed by the City closer to becoming a reality. The final outcome of this first neighborhood rezoning under the de Blasio administration will have major implications for the East New York/Cypress Hills community and for the City as a whole.

3/28/16: Local Government Should Decide How Housing $ Is Spent.  The recent New York State Executive Budget proposed two changes that would have the unintended effect of undermining effective affordable housing production by creating a new level of decision-making oversight for one of the main tools used to finance affordable housing development.

3/15/16:  ANHD Helps Win Deeper Affordability in Announced Mandatory Inclusionary Housing Policy.  City Council’s vote gave NYC hte strongest Mandatory Inclusionary Housing (MIH) program in the US – but the fight for even deeper affordability must continue.  Click HERE for details on the new MIH plan.

3/14/16:  ANHD Statement on Announced Mandatory Inclusionary Housing Policy.  The newly announced MIH plan is the strongest Mandatory Inclusionary Housing program in the county, not only requiring that affordable housing be built in any area where significant zoning density is added, but also allowing communities to require affordable housing at 40% of Area Median Income, which is significantly more affordable than any other policy in the country.  Howver, ANHD continues to advocate for deeper affordability for lower AMIs.

3/12/16: Making Mandatory Inclusionary Housing Truly Affordable. ANHD and our community groups believe that an analysis of the deeper affordability scenarios shows that a mix of incomes, including rents levels down to 30% of AMI, can responsibly achieve the development goals of the Administration while at the same time meeting the equity concerns of the community.

3/9/16:  Who Gets Left Out When We Don’t Serve 30% AMI?  If the City’s Mandatory Inclusionary Housing (MIH) plan doesn’t serve 30% AMI, MIH will leave out nearly 30% of New Yorkers.  ANHD’s new map – WHO GETS LEFT OUT, WHEN WE DON’T SERVE 30% AMI?-shows the areas where MIH serving below 40% AMI is most critical for the local residents. Below are the maximum incomes and hourly wages that each AMI level can serve as reported in the City’s study:

3/8/16: New White Paper on Zoning for Industrial Jobs.  ANHD’s newest white paper, Enhanced Business Areas and 25 Kent, unpacks the details of the Enhanced Business Area tool.  CLICK here to download white paper.

3/8/16: City Launches Innovative Financing Program to Expand Quality “Industrial Jobs with Non- Profit Developers. Now, the City’s Economic Development Corporation (EDC) has released an important new tool to achieve this vision by issuing a Request for Proposals for a Not-for-Profit Industrial Developer Fund

3/7/16: ANHD Applauds Strong CRA Plan in New York Community Bank / Astoria Bank Merger.  New York Community Bank submitted a CRA Plan to bank regulators as part of its merger and acquisition plan, lsting specific community benefits and accountability for loans to landlords.

3/4/16: Supporting Zoning for Quality and Affordability:   ANHD supports the Mayor’s current proposal, Zoning for Quality and Affordabiltiy (ZQA) because is encourages affordable and senior developments, while also preserving livable mixed-use communities.

3/2/16:  Statement on Mandatory Inclusionary HousingANHD, with Make the Road NY and New York Communities for Change calls on City Council to withhold its support from the current Mandatory Inclusionary Housing (MIH) proposal because the “affordable” units would be too expensive for half of all New Yorkers – most of whom are in rezoned neighborhoods and have annual incomes below 40%AMI.

2/22/16:  Who is Lending and Who is Getting Loans?  Trends in 1-4 Family Lending in New York City.  ANHD’s newest white paper shows that lower-income New Yorkers of color are increasingly being locked out of the housing market.  Click HERE for ANHD’s Jaime Weisberg’s full report.

2/22/16:  Certificate of No Harassment Bill Takes on Tenant Displacement. A model of this mechanism exists in the zoning text for the Special Clinton District on Manhattan’s West Side, where a Certificate of No Harassment requirement for Department of Buildings permits has helped to prevent the displacement of long-term residents and preserve a genuinely mixed-income community in an area that could easily have been completely overtaken by luxury development.

2/18/16:Jay Small – In Memoriam.  Jay Small, ANHD’s Executive Director from 1992 – 1998 and a leader in the housing and social justice movements passed away on February 12.  Journalist Tom Robbins captured the spirit of Jay’s life of activism in a February 15th City Limits article.

2/12/16:Comptroller of the Currency Makes Strong Statement on CRA Plans:  Comptroller Thomas J. Curry emphasized CRA future planning by banks when they submit an application for a merger or acquisition, making it clear that regulators must evaluate these plans in addition to looking at the banks’ prior CRA ratings.

2/5/16:  MIH Passes Planning Commission, Bringing the Fight to the City Council:  The City Planning Commission (CPC) approved the Administration’s Mandatory Inclusionary Housing (MIH) proposal, moving it to City Council which will hold a hearing February 9. ANHD asks for these changes:  1) Add a Deep Affordability option of 30% affordable housing at 30% AMI; 2) Require all MIH options to include a set-aside of 15% of units at the 30% AMI level; 3) Eliminate the current ‘Gentrification Option,’ the 30% set aside at 120% AMI option;  4) Require that off-site MIH developments set aside an additional 10% affordable units;  5) Increase the number of MIH options to 5, to address the range of diverse neighborhood needs.

2/5/16:  NYC EDC Increases Jobs in Outer Boroughs:  On February 1, NYC EDC announced that the number of outer borough private sector jobs has grown at more than double the rate of jobs in Manhattan since Mayor de Blasio has taken office.

1/25/16:  City Saves 200+ Jobs – Smart City Investment and Local Service Provider Saves Industrial JobsThe de Blasio administration brokered a deal with a Brooklyn manufacturer to keep over 200 jobs in the City. ANHD commends the Mayor’s and City Council’s commitment to industrial and manufacturing jobs, with low barriers to entry and real career pathways including average wages that are twice that of the retail sector.

1/21/16:  Greenpoint Hospital – a 40 Year Sage:  Since the early 197os, the neighborhood has been organizing to replace an abandoned hospital with  much needed affordable housing, senior housing and community facilities, built by local non-profit developers. Instead, a succession of mayors over the decades ignored the local vision.

1/15/16:  ANHD Statement on 421a: ” … a chance to step back from the 421a model that we have lived with for the past four decades, and instead … create a new program that rebalances developer incentive with public benefit.”

1/14/16: Zoning Change in Williamsburg with Citywide Economic Development Implications.   A special permit for 25 Kent Avenue in the Greenpoint/Williamsburg Industrial Business Zone is the start of a new citywide zoning text amendment to create a new model of a mixed use industrial / commercial district.

1/6/16:   Rezoning East New York : East New York community residents ask City Council to reject the the the City’s plan for their neighborhood  until it inclues more of their recommendations.

12/21/15:  ANHD’s AMI Cheat Sheet:  ANHD’s AMI Cheat Sheet/Wallet Card gives you the information you need in a clear, visual form, including how each AMI % translates to:  1) A household income amount; 2) A monthly rent for that apartment; 3) The % of New Yorkers at each AMI level; 4) The affordable housing construction category as used by the City. DOWNLOAD ANHD’S AMI CHEAT SHEET HERE.

12/16/15:  ANHD Testifies Before CPC on MIH & ZQA:  ANHD testified at the City Planning Commission hearing on two  de Blasio zoning proposals – Mandatory Inclusionary Housing (MIH) and Zoning for Quality and Affordability (ZQA) – and made recommendations to improve both proposals to create housing that’s affordable long-term for New York’s lower-income residents. For ANHD’s testimony on MIH, CLICK HERE.   For ANHD’s testimony on ZQA, CLICK HERE.

12/8/15:What You Need To Know About Mandatory Inclusionary Housing: Recapping ANHD’s AnalysisANHD has beencalling for an MIH policy as an opportunity to put in place a new baseline where every neighborhood and site that is upzoned will include guaranteed affordable housing that truly meets the needs of the local community. But for many ANHD members, the Administration’s current MIH proposal misses the mark.

11/16/15: City’s Mandatory Inclusionary Housing Misses Out. The proposal as it stands would preclude communities and elected officials from securing guaranteed affordable housing for lower income levels in their own local rezoning negotiations.

11/13/15: What Does the New 421a Mean for Developers and for Communities? The Furman Center’s new report shows that the new 421a may be lucrative for developers and not beneficial enough for affordable housing.

11/12/15:  New ANHD White Paper Analyzes Financial Feasibility of City’s Mandatory Inclusionary Housing Proposal.  ANHD find gaps between MIH study and City’s proposal.  For ANHD’s white paper, Mandatory Inclusionary Housing: Financial Feasibility and the Current City Proposal, CLICK HERE

11/4/15: De Blasio’s Zoning for Quality & Affordability Proposal: A Step in the Right Direction. The ZQA proposal strikes the balance our city will need in the upcoming decades to deal with our affordable housing crisis and assist our senior population projected to increase 36% by 2030.

11/3/15: Citywide Coalition Applauds Renewed Industrial Focus: The Industrial Policy announced today by the de Blasio Administration represents a crucial step towards preserving and expanding the City’s key source of good jobs – the industrial sector.

10/28/15: Land Use Reform: Why It’s Critical to Industrial New York’s Future. The biggest threats to the remaining industrial and manufacturing businesses in New York are the limitations inherent in the current zoning code.

10/26/15: New Rules For Mortgage Disclosure:a Step Forward for NYC ANHD is pleased with the CFPB’s actions, particularly to see that for the first time ever, the rules require disclosure of these mortgages, known locally as the “NY CEMA” and elsewhere as CEMAs or MECAs that make up a significant part of the mortgage activity in New York City, especially refinance loans.

10/22/15:  ANHD Releases New Research: What Does Your Neighborhood Economy Look Like?   ANHD releases new research 10/22/15 on economic development and poverty indicators in NYC, community by community.  CLICK HERE for the chart.   An interactive map is also on-line.

10/21/15: Greenpoint Hospital: A Missed Opportunity. for 32 years the community has been asking to turn a abandon hospital into affordable housing.  They’re still waiting.

10/8/15: Permanent Affordability – Practical Solutions:   ANHD’s new white paper crunches the numbers to show why Permanent Affordability is actually more cost effective than limited term affordability.

10/7/15:  When Zoning Promises Aren’t Guaranteed …  A landlord just promised affordable housing but then sold the lot to someone who’s not – while reaping the profits.

10/6/15Time to Fix the Expiring Affordable Housing Crisis.  While it’s an old story that many landlords tenants and drastically (and illegally) raise rents. But what’s new is that now landlords are doing this withportfolios that were developed specifically as affordable housing, using Low-Income Housing tax credits.

10/5/15: The City’s 3 New Zoning Proposals Explained.  ANHD explains the City’s three new Zoning Proposals:  1)  Zoning fro Quality & Affordability (ZQA);  2) Mandatory Inclusionary Housing (MIH); 3) and the East New York (ENY) rezoning. 

9/25/15Goldman Sachs Acquisition Should Not Go Through Without a CRA Plan. In August 2015 Goldman Sachs announced plans to acquire $16 billion in deposits and the deposit-taking platform from GE Capital Bank. While Goldman Sachs has proven a strong community player, for this plan there is a lack of opportunity for community input and a lack of clarity on CRA plans.

9/24/15Communities Question City’s East New York Zoning PlanUnfortunately, many of the East NY community’s recommendations were excluded from the plan the City is now putting through the 7-month ULURP process. For the City’s plan click HERE.  For the Community’s plan click HERE.

8/14/15:  In Defense of the Responsible Banking Act.  The Wall Street Journal positions the RBA “as a meteor headed straight for the world’s financial sector,”  although the Act actually upholds many state and federal laws – such as the Community Reinvestment Act (CRA), the Truth in Lending Act, the Fair Housing Act – to ensure banks lend equitably and responsibly to all populations.


8/10/15:  Community Groups Call on New York City to Fight for Responsible Banking Act . Court strikes down NYC communities’ right to have a say in bank reinvestments and services for their neighborhoods.

8/6/15:  New York City Fights for New Banking Law – Court Decision Due Within the Week .  The Responsible Banking Act (RBA) allows the City to hold banks accountable to better meet the needs of our local community, especially important in light that over $150 billion of NYC’s dollars flow to and through the banking system. But the RBA passed in 2012 has once again been challenged with its future in the hands of the court.

7/31/15:  City Inclusionary Zoning Proposal a Step Forward, but Affordability Must be Fixed. An affordable housing program is for creating affordable housing, not market-rate housing.  Unfortunately, the City’s plan released today calls for 1/3 of Inclusionary Zoning to accommodate those at 120% AMI.

7/23/15:  Mandatory Inclusionary Zoning: What Will Be Built?  New ANHD Report Lays Out the Impact of Expected de Blasio Policy and shows how to achieve an optimum number of affordable units.

7/17/15:  Just What Does Albany’s 421a Plan Say?  Preliminary Analysis of the DetailsUnder the enacted 421a legislation, many neighborhoods are likely to see rents in the 421a affordable units far too high for the incomes of local residents.  For a 2-page version of ANHD’s analysis, CLICK HERE.

7/16/15:  A Billion Dollar Opportunity for NYC: Expand Bank Reinvestments for Equitable Economic DevelopmentIn a new ANHD White Paper released today, an original ANHD analysis finds that the average percentage of dollars towards economic development by banks in New York City in 2013 was 38% less than their national counterparts.

7/14/15ANHD Launches Equitable Economic Development Initiative.  In the prior administration, 1800+ acres of NYC’s light manufacturing was zoned away and replaced largely by luxury housing. ANHD is responding by broadening its mission and using its community development tools to launch a long-term Equitable Economic Development campaign.

7/13/15:  Mayor’s Housing Plan Off to a Strong Start.  ANHD commends the new administration on a successful first year in creating and preserving affordable housing, and recommends that it redouble efforts to produce units for the lowest income New Yorkers, where the housing crisis and rent burden is greatest.

7/6/15:   NYC’s Responsible Banking Act on Trial AGAIN.  For the second time in two years, the Responsible Banking Act (RBA) is on trial in US District Court, where the New York Banker’s Association’s claims were dismissed once before.

6/30/15:  Five Equitable Economic Development Priorities for the New EDC.  ANHD’s 5 recommendations for EDC’s new  President, Torres-Springer to advance equitable growth and quality jobs for all its neighborhoods and residents, not just a bigger tax base and jobs for the City’s top earners.

6/25/15:  Sifting through the Albany Damage to Tenants and Affordable Housing.  No matter how political leaders whitewash it, the poor came last again in the Albany budget.

6/19/15:  CDCs – Doing the Tough Job.  Chalk it up to an NYC non-profit affordable housing developer – Pratt Area Community Council – for renovating affordable housing while keeping low-income tenants in their homes, and restoring a New York City landmark, all in one development.

6/10/15:  Valley National’s New CRA Plan.  Valley National Bank”s new plans to acquire another Florida institution, CNLBancshares, comes at a time when community reinvestment is now an integral part of Valley National’s operations.

6/9/15:  421a: If We Can’t Mend It, End It.  ANHD believes the NYS Assembly Bills on Rent Reform (A.7256) and 421a (A.7944) are the proposals to get the affordability our neighborhoods need.   See ANHD’s side-by-side comparison of current Rent Reg and 421a legislative proposals.

5/26/15:  NYC’s First Banking Needs Assessment.  The NYC Community Investment Advisory Board (CIAB) completed its first report as mandated by the NYC Responsible Banking Act (RBA): “2015 Needs Assessment: a Biennial Report assessing the credit, financial and banking services needs in New York City.”

5/22/15:  de Blasio NYCHA plan shows real commitmentDe Blasio’s Next Generation NYCHA plan (NextGen) is positioned ensure the future of NYCHA, and come to rank as one of the Mayor’s signature housing legacies.

5/21/15:  The City Needs Updated Zoning to Preserve Industrial Jobs. NYC’s growing manufacturing sector is threatened by a zoning structure that allows for as-of-right uses such as hotels, big box stores, and self-storage in M-zoned areas, and a real estate market that heavily rewards these higher-paying uses.

5/12/15:The City Needs Updated Zoning to Preserve Industrial Jobs.  Unless the City reforms land use, its proposed rezonings might replace our small manufacturers and their jobs with far lower paying hotels, mega franchises and self-storage businesses.

5/11/15:How is Affordable Housing At-Risk in Your Neighborhood?  ANHD released its annual  report today giving a community-by-community listing of affordable units at risk of going market rate.

5/7/15:  Does the Mayor’s 421a Plan Meet Local Needs?   ANHD finds that the plan leaves out key groups – low income and very low income New Yorkers.

5/5/15:  ANHD Testifies for a Stronger Community Reinvestment Act. Federal bank regulators invited ANHD to present our analysis on the community panel at the EGRPRA outreach meeting at the Federal Reserve Bank of Boston

4/21/15:   Two Non-Profits are the Key to One Flushing’s Success.  Permanently affordable green housing with all the trimmings + economic development. Only a non-profit developer – or two – could pull off housing that’s this comprehensive and successful.

4/21/15:   It’s Not About Nostalgia – Good Jobs Go When Junior’s Bakery Closes.  50 people will lose their jobs as NYC loses Junior’s Bakery to New Jersey. 

4/1/15:  Mandatory Inclusionary Zoning: 4 New Lessons To Make It Work.   Mandatory Inclusionary Zoning can greatly help NYC reach its goal of 200,000 affordable units – when it’s done correctly.  

3/16/15: ANHD Releases State of Bank Reinvestment in New York City: 2014 Report.  ANHD publishes a comprehensive annual report which for 2014 shows both increases in local bank community reinvestments and needs for improvement.

2/24/15:  Strong Zoning for Quality Proposal from AdministrationOn Friday, February 20, the New York City Department of City Planning released a series of zoning proposals entitled, Housing New York: Zoning for Quality and Affordability, committing to several needed, creative zoning changes that  will make it easier to develop the type of affordable housing New York City needs.

2/13/15:  Another Investors Bank Loan, Another Bad Landlord.  Investors Bank makes a loan to a landlord featured in the New York Times and the NYC Public Advocate’s Worst Landlord list for long-term failure to provide heat or hot water to tenants.

2/12/15: Council Speaker Supports Manufacturing Jobs . Council Speaker Melissa Mark Viverito in her State of the City Speech today pledged to implement the recommendations of an important report,  Engines of Opportunity: Reinvigorating New York City’s Manufacturing Zones for the 21st Century. 

2/5/15:  Local Hearings Begin to Kick Off Responsible Banking Act!   First round of public hearings – one in each borough -start next week! (Feb. 9 through Feb. 18). Now is the time for the community to make its voice heard!

2/3/15:  Affordable Housing and the State of the City.   ANHD weighs in on today’s State of the City address.

2/2/15:  421a Tax Break:  Fix It or End It .  ANHD’s proposal to make the 421a work for affordable housing.

1/29/15:  ANHD’s District Maps – where the 421a tax breaks are.  ANHD provides a community-by-community look to determine where the 421a tax breaks occurred in your neighborhood.

1/29/15:  Which luxury housing got a 421a tax break?  ANHD examines the 421a Developer’s Tax Break including a community-by-community analysis of all the properties that received this tax break in FY 2013.  

1/28/15:  Press Conference 1-29-15: End the 421a Tax Break .   The 421a tax break cheats NYC out of more than $1 billion  each year and puts it into the pockets of luxury housing developers.  See the ANHD  421a community by community listing of developments that got this tax break in FY 2013.

1/23/15: UPDATE: Why Airbnb is Bad for Affordable Housing. NYC Council’s Committee on Housing and Buildings hosted an eight hour oversight hearing, Short Term Rentals – Stimulating the Economy or Destabilizing Neighborhoods? ANHD members say illegal short-term hotels are destabilizing neighborhoods and endangering our affordable housing.

1/20/15: Stronger Anti-Displacement Tools for a Re-Zoned City. As the de Blasio Administration announces the rezoning of 15 neighborhoods over the next several years one of the biggest concerns for communities is how this will impact their existing affordable housing. Click here for blog

1/15/15: Two Steps for Mixed Income Neighborhoods. With the Furman Center’s report published this weekend showing the erosion of affordable housing in high income / gentrifying communities, ANHD offers 2 methods to keep these NYC neighborhoods equitable. Click here for blog

1/14/15: Local Hearings Set to Kick Off Responsible Banking Act! First round of public hearings – one in each borough – are Feb 9 through 18, 2015. Now is the time for the community to make its voice heard! Click here for blog

12/11/14: How Does Affordable Housing Get Built in NYC? The first in a series of blog posts on the nuts and bolts of housing development in New York City. Click here for blog

12/3/14: City Council Weighs in on Preserving Manufacturing Land & Jobs. City Council’s report, Engines of Opportunity: Reinvigorating New York City’s Manufacturing Zones for the 21st Century, highlights quality jobs via NYC’s industrial and manufacturing sector. The report notes average annual wages in the manufacturing and industrial sector are nearly twice those of the retail, restaurant and hotel sectors, and “the industrial workforce in New York City is over 80% people of color and over 60% foreign-born.”

12/1/14: Social Resiliency & Superstorm Sandy: Lessons from 10 NYC Community Organizations. ANHD releases key white paper. Click here for blog

11/25/14: Protecting the Public Interest in Public Land. The city took the right approach recently when it announced that a 25,000 Square Foot city lot on the West Side of Manhattan slated for affordable housing would be sold for one dollar to a local nonprofit, the Clinton Housing Development Corporation. Click here for blog

11/17/14: Astoria Cove Deal Moves the Ball Forward. ANHD applauds the City’s negotiations for gaining at 27/33 affordability at Astoria Cove, with those units in the 27% being permanently affordable. Click here for blog

10/30/14: New Opportunity for Astoria Cove. Just before City Council votes on the Astoria Cove development, the City discovers an error – the upshot is that Astoria Cove should have been mandated for more affordable housing than originally thought. Will the City now follow through and mandate extra affordable units? Click here for blog

10/30/14: Sandy Recovery Report Card. After a year of coordinating community groups in Sandy-impacted areas to assist recovery efforts, ANHD presents the advances, the needs, and what our focus should be for future resiliency. Click here for blog

10/22/14: Airbnb is Bad for Affordable Housing. A large segment of the Airbnb host population is controlled by commercial interests renting out multiple apartments as short term hotels – which adds up to a big loss in affordable units. Click here for blog

10/10/14: 2014’s Worst Landlords: Who Are They and Who Lends to Them? Based on Public Advocate Letitia James new, comprehensive list of NYC’s Worst Landlords, ANHD has researched who lends to these landlords. Click here for blog

9/22/14: HPD Puts Important Affordability Details in Place. HPD to begin monitoring the marketing and re-renting steps of affordable housing, to ensure that units remain affordable. Click here for blog

9/10/14:Breaking News: NYC’s Responsible Banking Act Upheld. After City Council both passed the RBA bill in 2012 and also overrode a veto from the Bloomberg administration, the New York Bankers Association then took legal action which stalled RBA’s launch. Today, the NYBA’s objections were overruled so that RBA can begin. Click here for blog

9/9/14: Let’s Slam the Door on 80/20 Neighborhoods.  On September 5th, the de Blasio administration made its strongest statements yet about its commitment to mandatory inclusionary zoning. ANHD is very supportive and also encourages the City to ensure communities are truly affordable, by increasing the number of affordable units and matching the rents to local incomes. Click here for blog

8/21/14: New York City’s Responsible Banking Act on Trial. In October 2013, 15 months after the RBA was passed, the New York Bankers Association (NYBA) sued the City Council over the law. ANHD’s Jaime Weisberg reports on the court proceedings on Tuesday, August 19th. Click here for blog

8/18/14: Next Steps for New York City’s Responsible Banking Act. The fate of the New York City Responsible Banking Act (RBA) is now in the hands of the courts. Tomorrow – Tuesday August 19th – is an important step when the judge will hear oral arguments on the RBA, one of the strongest banking ordinances in the country. Hearing is open to the public Tuesday, August 19, 2pm in the Federal Courthouse at 40 Foley Square. Click here for blog

8/13/14: What Counts in the Affordable Housing Countdown.
Rather than quibble over numbers of units, let’s make sure we build affordable housing that lower-income New Yorkers can actually afford. Click here for blog

8/5/14: When a Bank Makes a Loan to a Problem Landlord:
ANHD reports on a major local bank that recently put millions of dollars into five buildings with an owner who, according to multiple media reports, has made a practice of demolishing occupied apartments as a means of forcing tenants to leave. Click here for blog

8/1/14: The Next Big Housing Fight: the 421a Developer Tax Break: The 421a Developer Tax Break cost New Yorkers over $1.1 billion in deferred tax revenue in the 2013 tax year alone. And astonishingly, most City neighborhoods get the Developer Tax Break without having to construct a single unit of affordable housing.Click here for blog

7/31/14: Borough President Rejects Astoria Cove Rezoning: In a marked step forward for equitable development, Borough President Melinda Katz has weighed in on the proposed Astoria Cove development – and found it wanting. Click here for blog

7/22/14: Poor Door is a Poor Excuse: Developers are taking the subsidies for affordable housing and then treating the renters as second class. Click here for blog

7/17/14: Valley National Bank under Fire from Advocates: Weak CRA record + no public benefits plan should not equal permission to expand. Click here for blog

6/30/14: Council Boosts Support for Housing in City Budget. The New York City Council passed the 2914/15 City Budget, including a significant increase in funding for two programs championed by ANHD and our member groups, that support community-based work to preserve affordable housing: 1) Housing Preservation Initiative (HPI) was increased to $2 million to expand to include 15 more districts, totalling 40 council districts where affordable housing is most at risk; 2) Community Consultant Contract (CCC) was restored and expanded to $1 million, reversing a 50% cut from recent years that had undermined program effectiveness. Click here for blog

6/26/14: Analyzing the Mayor’s Housing Plan – Part 4: Financing Commitment, Financing Reform: The final section of the de Blasio Housing Plan makes a clear financial commitment to find and spend the required money, but also to stop spending unnecessary or inefficient money. The administration appears serious in its promise to drive the best deals possible, with several much needed reforms on the agenda. Click here for blog

6/20/14: Time for a Rent Freeze. ANHD has crunched the numbers to find:  1) the Rent Guidelines Board overstated rising operational costs;  2) the City’s Center for Economic Opportunity’s Poverty Measure Report shows that in 2011, an estimated 46% of New Yorkers were poor or near-poor, making less than 150% of the city’s poverty threshold;   3) the 2011 Housing Vacancy Survey found that 55.3% of rent stabilized tenants paid more than 30% of their household income in rent, and 33% of tenants paid more than 50% of their housing income in rent. For these many reasons, ANHD joins the call for a Rent Freeze. Click here for blog

 6/19/14: Astoria Re-Zoning Voted Down by Community Board 1 in Queens. On June 17th, Queens Community Board 1 voted against the proposed Astoria Cove rezoning because the developer did not provide details on how the project would benefit the community, especially around affordable housing, jobs, and community facilities. The community board specifically asked for an increase from 20% to 35% affordable housing and that it be affordable to low-, moderate-, and middle-income families and remain affordable for the life of the building. Click here for blog

 6/18/14: Analyzing the Mayor’s Housing Plan – Part 4: Bringing Good Homelessness Prevention Policy to Scale. In chapter 4 of the Mayor’s Plan, Building New York, the City seeks to reinstate homeless families’ priority for Section 8 rental assistance vouchers and public housing apartments units controlled by the New York City Housing Authority. The plan also calls for reducing subsidies to private-landlords-turned-shelter-owners – these emergency homeless shelters are one of the most expensive places to house people, often costing the government in excess of $3,000 a month per unit.Click here for blog

 6/17/14: New York State Finalizes New Multifamily Slumlord Prevention Guidelines – No CRA credit for loans that result in tenant harassment or loss of affordable housing. Governor Andrew Cuomo and DFS Superintendent Benjamin Lawsky at the NYS Department of Financial Services are raising the bar in enforcing community reinvestment: multifamily loans that undermine safe, affordable rental housing conditions will not be eligible for CRA credit. Click here for blog

 6/13/14: Where are the Specifics in Big Astoria Cove Rezoning? On Tuesday June 10 when Queens’ Community Board 1 held a public hearing on Alma Realty’s proposed rezoning of Astoria Cove, the Board discovered Alma would share no information on the number of affordable units, the level or length of affordability, any plans to hire local residents, and consideration of community impact. Click here for blog

6/12/14: Analyzing the Mayor’s Housing Plan = #3:
In chapter 3 of the Mayor’s Plan, Building New York, ANHD discusses the balancing act between housing production and meeting community needs for affordability and services. Click here for blog.
5/28/14: Analyzing the Mayor’s Housing Plan – #2: Analyzing Chapter 2 in the Mayor’s Plan, ANHD finds incentives to preserve affordable housing need updating. Click here for blog.
5/28/14: Analyzing the Mayor’s Housing Plan – #1: Analyzing Chapter 1 in the Mayor’s Plan, ANHD finds that community input is missing from the housing formula. Click here for blog
5/5/14: A New Era of Affordable Housing Policy? ANHD follows up today’s Mayoral Housing Plan announcement with an analysis of its many strong points – and a few areas that need more bolstering. Click here for blog

4/28/14: What the Mayor’s New Housing Plan Should Say: ANHD lists what it will take to reach 200,000 truly affordable units. Click here for blog

4/10/14: How Much Housing Can Inclusionary Zoning Produce? ANHD crunches the numbers on three Inclusionary Zoning models – one of which could produce over 30,000 affordable units. Click here for blog


3/27/14: Tenants Call for Change in Troubled “3 Boro Pool” Buildings.  The owner of the Three Borough Pool portfolio, a group of 42 buildings (1,592 units) spread across Manhattan, Brooklyn, and the Bronx, has defaulted on a loan, throwing more affordable housing into foreclosure with a deadline of 4/22/14. Click here for blog

2/24/14: New ANHD Analysis: Bank Reinvestment and Equitable Economic Development. As the new City Administration makes important policy choices to shape a new economic development policy, ANHD has released a new white paper to help demystify the economic development category of the Community Reinvestment Act (CRA) and encourage effective partnerships and activities by banks, regulators, government officials, nonprofits and for-profit developers. Click here for blog

2/24/14: More Housing Must Equal More Affordable Housing.
Under Mayor de Blasio we have the opportunity to do more than just build housing – we need to build the kind of housing that’s truly and permanently affordable to everyday New Yorkers. Click here for blog

2/18/14: Welcoming the Mayor’s New Housing Team. Mayor de Blasio brings in an impressive team. Click here for blog

2/10/14: 1,500+ more affordable units at risk. It’s the Bronx again. ANHD reports on original article that appeared in the NY Daily News, January 28, 2014. Click here for blog

 1/28/14: More funds for the “20” in 80/20. As of January 2014, New York State is making less funding available for market rate units which leaves more funding available for affordable units in buildings that are 80% market-rate / 20% affordable. Click here for blog

 1/22/14: No more bail-outs for market rate housing unless it includes truly affordable units. Instead of simply bailing a real estate purchaser out with a rezoning or special permit, there needs to be a serious negotiation over how much of that new high rise is going to be truly affordable to people in the neighborhood. Click here for blog

1/16/14: ANHD Calls for Broader Housing Reforms – No more tax abatements without affordability.
In a January 5, 2014 opinion piece in the New York Daily News, ANHD lays out how Mayor deBlasio’s affordable housing policy should include Mandatory Inclusionary Zoning and continue with even deeper reforms. Click here for blog

1/14/14: ANHD releases new report:
State of Bank Reinvestment in NYC 2013: With an annual revenue of over $143 billion, the City is banking much of it with the Boston-based State Street Bank Trust which has no obligation under the Community Reinvestment Act to reinvest in our communities. Click here for blog

FOR ANHD’s 2013 BLOGS (beginning 6-11-13) CLICK HERE